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State Bank of Southern Utah

State Bank of Southern Utah

397 S MAIN ST
CEDAR CITY, UT 84720-3446
(435)586-0694
Fax: (435)865-2206
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Mortgage Lending: Never has it been so easy.
Here's why:


  • Local Decisions: Unlike many other banks, all decisions and processing on your loan are made locally.
  • Fast Pre-approval
  • Local Servicing: We service our own loans. This means your payments and questions are handled right here at home.
  • No Application Fee
  • In-house Underwriting
  • Convenience: Construction and mortgage loans can be consolidated into one easy to manage file.
  • Loans are Processed Quickly


    Construction Loans: Building Contractors Prefer State Bank.
  • Experience: State Bank is a top construction lender in the area and has been for forty years.
  • Safety: State Bank obtains lien release waivers on each phase of completed work. You are protected.
  • Funds Release: Funds are released as work is completed. This is an important factor in keeping your building project within budget.
  • Inspections: Inspections are completed prior to funds release. All inspections and appraisals are handled locally.
  • Savings: Our construction/mortgage package will save you time and money.

    We Save you Time. We Save you Money.
    We Save You Aggravation
    What More Could You Ask For?

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