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Mortgage Lending: Never has it been so easy. Here's why:
Local Decisions: Unlike many other banks, all decisions and processing on your loan are made locally.
Fast Pre-approval
Local Servicing: We service our own loans. This means your payments and questions are handled right here at home.
No Application Fee
In-house Underwriting
Convenience: Construction and mortgage loans can be consolidated into one easy to manage file.
Loans are Processed Quickly
Construction Loans: Building Contractors Prefer State Bank.
Experience: State Bank is a top construction lender in the area and has been for forty years.
Safety: State Bank obtains lien release waivers on each phase of completed work. You are protected.
Funds Release: Funds are released as work is completed. This is an important factor in keeping your building project within budget.
Inspections: Inspections are completed prior to funds release. All inspections and appraisals are handled locally.
Savings: Our construction/mortgage package will save you time and money.
We Save you Time. We Save you Money.
We Save You Aggravation
What More Could You Ask For?
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